![]() ![]() Other than that, doesn’t get much more complicated. If this occurs, you’ll have to wait to receive your credit report by mail rather than being able to view it instantly online. In some cases, you may not have an adequate credit trail to confirm the authenticity of your identity on the spot. Upon confirming your identity, will lead you to the relevant website of the credit company whose report you wish to view. Many people fear giving out their personal information online so as not to fall victim to an identity theft scam, but has an outstanding reputation for being dependable and safe. This information is merely to confirm you are who you claim to be, to prevent your credit information falling into the wrong hands and opening up a new credit account in your name. If you file an online dispute through the site, however, the bureaus get 45 days.Īll you need to do to get a free copy of your credit report from is to provide some personal information when you fill out the free credit report request form.
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